Skip to Content

New York State and Local Retirement SystemOffice of the State Comptroller - Home

What Tier Are You In?

Share This Page:

When you join the Retirement System, you are assigned to a tier based on your date of membership. There are six tiers in the Employees’ Retirement System (ERS) and five in the Police and Fire Retirement System (PFRS). Your tier determines:

  • Your eligibility for benefits,
  • The formula used in the calculation of your benefits,
  • Death benefit coverage,
  • Service crediting,
  • Whether you must contribute toward your benefits, and
  • Eligibility for loans
If you are an ERS Member...
You are in: If you joined:
Tier 1 before July 1, 1973
Tier 2 July 1, 1973 through July 26, 1976
Tier 3 July 27, 1976 through August 31, 1983
Tier 4 September 1, 1983 through December 31, 2009
Tier 5 January 1, 2010 through March 31, 2012
Tier 6 April 1, 2012 or after

There are no Tier 4 New York State correction officers. Those who joined July 27, 1976 through December 31, 2009 are Tier 3 members.

If you are a PFRS Member...
You are in: If you joined:
Tier 1 before July 31, 1973
Tier 2 July 31, 1973 through June 30, 2009
Tier 3 July 1, 2009 through January 8, 2010*
Tier 5 January 9, 2010 through March 31, 2012
Tier 6 April 1, 2012 or after

Reinstating Your Former Date of Membership

You may be eligible for a change in your date of membership and perhaps a change in your tier status if you were ever a member of one of the following public retirement systems in New York State prior to your current date of membership:

  • New York State and Local Employees’ Retirement System
  • New York State and Local Police and Fire Retirement System
  • New York State Teachers’ Retirement System
  • New York City Employees’ Retirement System
  • New York City Police Pension Fund
  • New York City Teachers’ Retirement System
  • New York City Board of Education
  • New York City Fire Department Pension Fund

(Rev. 4/12)