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Career Plan

For ERS Tier 2 Members

(Sections 75-f and 75-g)

Retiring Before Age 62

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If you retire with 30 or more years of service, your benefit will not be reduced as a result of retiring before age 62. With less than 30 years of service, your benefit will be reduced by the percentages shown below. The percentage of the benefit reduction is prorated based on your exact age at retirement.

Age at Retirement Percentage of Reduction
55 27
56 24
57 21
58 18
59 15
60 12
61 6
62 0

It is important to know that once you retire with a reduced benefit, the reduction is permanent — it does not end when you turn 62.