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Office of the New York State Comptroller’s Seal

NYS Comptroller

Thomas P. DiNapoli

Career Plan

For ERS Tier 2 Members

(Sections 75-f and 75-g)

Vested Retirement Benefit

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You are eligible for a vested retirement benefit if you leave public employment before age 55 and you have five or more years of credited member service. This means that when you reach age 55, you will be entitled to a retirement benefit based on your service and the salary you earned when you were an active member.

You are eligible for a vested benefit on the first of the month following your 55th birthday. However, unless you have at least 30 years of service credit, your pension will be reduced if you choose to receive the benefit before age 62.

Your Vested Benefit

The provisions of the retirement plan that you were covered by in your last public employment determine the vested benefit. For an explanation of your benefit, please refer to Service Retirement Benefit.

The retirement benefit is payable for your lifetime. You may elect one of several payment options to provide for a continuing payment to a designated beneficiary of your choosing after your death.


To receive your vested retirement benefit at the earliest possible date, file a retirement application within 90 days before your 55th birthday. If we receive your retirement application after the first of the month following your 55th birthday, your vested retirement will be effective the date the application is received.

Remember, it is up to you to file a retirement application when you become eligible and wish to receive your benefit.