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Special 20- and 25-Year Plans

For PFRS Tier 1, 2, 3, 5 and 6 Members

(Sections 384, 384-d and 384-e)

Additional Benefits After 20 Years (Section 384-e)

Eligibility

Under the 20-year plan, you will receive additional benefits for service over 20 years if your employer adopted coverage under Section 384-e and/or 384-e (b) of the RSSL. Should your employer make these benefits available to you, you are automatically covered. If your employer chooses to adopt the benefits for a limited period of time, and you enter employment after the expiration date, you would not be eligible for them. Note: This benefit is not available to Tier 3 members.

The Section 384-e Benefit

This provides an additional pension of 1.66 percent of your FAS for each year of creditable service beyond 20 years. If you are 55 at retirement and an alternative regular plan would provide a greater benefit, you will receive the greater benefit.

The Section 384-e (b) Benefit

This provides an additional pension of 1.66 percent of your FAS for each year of service earned with a public employer prior to your service performed as a police officer or firefighter.

Maximum Benefit 1
  • For Tier 1 members, the maximum benefit payable under Section 384-e and Section 384-e (b) is 75 percent of your FAS.
  • For Tier 2, 5 and 6 members, the maximum benefit payable is the benefit due on completion of 32 years of creditable service (70 percent of your FAS).

1 Updated 11/14