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Special 20- and 25-Year Plans

For PFRS Tier 1, 2, 3, 5 and 6 Members

(Sections 384, 384-d and 384-e)

Additional Benefits After 25 Years (Sections 384(f), (g) and (h))

Eligibility

Under the 25-year plan, you will receive additional benefits for service over 25 years if your employer adopted coverage under subdivisions f, g or h of Section 384 of the RSSL. To receive these additional benefits, you must elect the benefit within one year of your appointment as a police officer or firefighter. By doing so, you waive the right to continue in service until age 70. You must separate from service no later than the first of the month following your 62nd birthday.

The Benefit

This coverage provides an additional pension of 1/60th (1.66 percent) of your FAS for each completed year of creditable service beyond 25 years.

The maximum benefit payable to Tier 2, 3, 5 and 6 members is the benefit due on completion of 32 years of creditable service (61.67 percent of your FAS).

If you are over 62 when your employer adopts additional benefit coverage, or you turn 62 within one month of its adoption, you must retire within three months of the date coverage is offered to receive the additional benefit. You may not withdraw your election for additional benefit coverage while you are enrolled in a 25-year plan.