Non-Contributory Plan With Guaranteed Benefits
For ERS Tier 1 Members
(Section 75-d and 75-e)
Alternative Death Benefit
If you die in service after becoming eligible to retire, an alternative death benefit may be payable. This benefit would equal the pension reserve under the provisions of the Non-Contributory Retirement Plan (Section 75-c) as of the date of death.
Out-of-Service Death Benefit
If you are a vested member with at least ten years of credited service, have not retired and you die more than one year after leaving public employment, 50 percent of the death benefit may still be payable. This vested benefit may also be payable if you die within one year of leaving covered employment but were gainfully employed during that time.
Your family or employer should notify us of your death as soon as possible so we can send the appropriate forms to your beneficiary.