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Police and Fire Plan

For Tier 1, 2, 5 and 6 Members, and Tier 3 Members Covered by Article 11

(Sections 375-b and 375-c)

Retiring Before Age 62

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Tier 2, 3, 5 and 6 members who retire before age 62 will have their benefit reduced by the percentages shown below. The percentage of the benefit reduction is prorated based on your exact age at retirement.

Age at Retirement Percentage of Reduction
55 27
56 24
57 21
58 18
59 15
60 12
61 6
62 0

It is important to know that once you retire with a reduced benefit, the reduction is permanent — it does not end when you turn 62.