When you join PFRS, you are assigned a tier based on your date of membership.
| You are in: | If you joined: |
|---|---|
| *PFRS members, who joined July 1, 2009, through January 8, 2010, and did not elect to be covered by Article 22 (that is, did not opt into Tier 5), can be covered by either Article 11 or Article 14 benefits, depending on their retirement plan election. | |
| Tier 1 | Before July 31, 1973 |
| Tier 2 | July 31, 1973 through June 30, 2009 |
| Tier 3 | July 1, 2009 through January 8, 2010* |
| Tier 5 | January 9, 2010 through March 31, 2012 |
| Tier 6 | April 1, 2012 or after |
This publication does not cover benefits for Tier 1 members. If you are a Tier 1 member and you have questions about your benefits, please email us, or call us toll-free at 1-866-805-0990 (518-474-7736 in the Albany, NY area).
There is no Tier 4 in PFRS.