When you join PFRS, you are assigned a tier based on your date of membership.
|You are in:||If you joined:|
|Tier 1||Before July 31, 1973|
|Tier 2||July 31, 1973, through June 30, 2009|
|Tier 3||July 1, 2009, through January 8, 2010*|
|Tier 5||January 9, 2010, through March 31, 2012|
|Tier 6||April 1, 2012 or after|
|*PFRS members, who joined July 1, 2009, through January 8, 2010, and did not elect to be covered by Article 22 (that is, did not opt into Tier 5), can be covered by either Article 11 or Article 14 benefits, depending on their retirement plan election.|
This publication does not cover benefits for Tier 1 members or Tier 3 members covered under Article 14. If you are a Tier 1 or Tier 3 (Article 14) member and you have questions about your benefits, please submit your question using the secure contact form, or call us toll-free at 866-805-0990 (518-474-7736 in the Albany, NY area).
There is no Tier 4 in PFRS.