Coordinated Plan For ERS Tier 3 and 4 Members

(Articles 14 and 15)

Becoming Eligible for a Benefit

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Once you have accrued five years of credited service, you will be vested. This means you have earned the right to receive a retirement benefit, even if you leave public employment.

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The amount of your vested benefit is based on your service, age at retirement and your earnings when you were an active member.

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Vesting is automatic — you do not have to fill out any paperwork or file an application to become vested. However, you will need to file a retirement application to begin receiving your vested benefit.