What Tier Are You In?

Messaging for Customers

To protect the health of our members and employees, Retirement System consultation offices are closed until further notice. To schedule a phone consultation, and for all other inquiries, contact us at 1-866-805-0990; 518-474-7736 in the Albany, NY area. However, we strongly encourage you to use Retirement Online to do business with NYSLRS at this time.

COVID-19 Information: To understand your NYSLRS benefits if you are impacted by COVID-19, and the steps to take if you become seriously ill, visit our COVID-19 Help Center.

 

When you join the Retirement System, you are assigned to a tier based on your date of membership. There are six tiers in the Employees’ Retirement System (ERS) and five in the Police and Fire Retirement System (PFRS). Your tier determines:

  • Your eligibility for benefits,
  • The formula used in the calculation of your benefits,
  • Death benefit coverage,
  • Service crediting,
  • Whether you must contribute toward your benefits, and
  • Eligibility for loans
If you are an ERS Member...
You are in: If you joined:
Tier 1 before July 1, 1973
Tier 2 July 1, 1973 through July 26, 1976
Tier 3 July 27, 1976 through August 31, 1983
Tier 4 September 1, 1983 through December 31, 2009
Tier 5 January 1, 2010 through March 31, 2012
Tier 6 April 1, 2012 or after

There are no Tier 4 New York State correction officers. Those who joined July 27, 1976 through December 31, 2009 are Tier 3 members.

If you are a PFRS Member...
You are in: If you joined:
Tier 1 before July 31, 1973
Tier 2 July 31, 1973 through June 30, 2009
Tier 3 July 1, 2009 through January 8, 2010*
Tier 5 January 9, 2010 through March 31, 2012
Tier 6 April 1, 2012 or after
*PFRS members who joined July 1, 2009 through January 8, 2010 and did not elect to be covered by Article 22 (opt into Tier 5), can be covered by Article 11 or Article 14 benefits, depending on their retirement plan election.

Reinstating Your Former Date of Membership

You may be eligible for a change in your date of membership and perhaps a change in your tier status if you were ever a member of one of the following public retirement systems in New York State prior to your current date of membership:

  • New York State and Local Employees’ Retirement System
  • New York State and Local Police and Fire Retirement System
  • New York State Teachers’ Retirement System
  • New York City Employees’ Retirement System
  • New York City Police Pension Fund
  • New York City Teachers’ Retirement System
  • New York City Board of Education
  • New York City Fire Department Pension Fund

 


(Rev. 4/12)