Special 20- and 25-Year Plans

For PFRS Tier 2, 3, 5 and 6 Members, (Sections 384, 384-d and 384-e)

25-Year Benefit (Section 384)


You will be eligible to retire with 25 or more years of creditable service, regardless of age. “Creditable service” is:

  • Service as a firefighter or police officer under a 20- or 25-year plan;
  • Service as a member or officer of the New York State Police;
  • Service in the Regional State Park Police;
  • Service in the U.S. military, as specified by law; or
  • Other prior police service, as specified by the RSSL.

Note: This benefit is not available to Tier 3 members whose employers offer a one-year FAS.

The Benefit

With at least 25 years of creditable service, your pension will be 50 percent of your FAS.

If you are age 60 or older at retirement, with less than 25 years of creditable service, you will receive a pension benefit of 2 percent of your FAS per year of creditable service, plus 1.66 percent of your FAS per year of service in titles other than police officer or firefighter. The maximum benefit cannot exceed 50 percent of your FAS.

If you made voluntary contributions to PFRS, your benefit may include an annuity purchased by your contributions (plus interest earned), or you may withdraw your contributions before retiring.

If you are age 55 or older at retirement and your regular plan would provide a greater benefit, the greater benefit will be paid.


You must file your Application for Service Retirement (RS6037) with the Office of the State Comptroller 15 - 90 days before your date of retirement.