Special 20- and 25-Year Plans

For PFRS Tier 2, 3, 5 and 6 Members, (Sections 384, 384-d and 384-e)

Alternative and Out-of-Service Death Benefits

Alternative Death Benefit

If you die in service after you are eligible to retire, an alternative death benefit may be payable. This benefit would equal the pension reserve that would have been established under the plan (Section 384-d, Section 384 or Section 384-e) had you retired on your date of death.

Out-of-Service Death Benefit

If you are a vested member with at least ten years of credited service, but you have not yet retired, and you die more than one year after leaving public employment, your beneficiary may be entitled to 50 percent of the ordinary death benefit. This vested benefit is also payable if you die within one year of leaving covered service, but were gainfully employed during that time.


Your family or employer should notify us of your death as soon as possible, so we can send the appropriate forms to your beneficiary.