If you die under circumstances that permit payment of the accidental death benefit, your surviving spouse will also receive a special accidental death benefit for life. If your surviving spouse dies, this benefit will be paid to your children until age 18 (age 23, if they are students).
This benefit is a pension equal to your earnings, reduced by:
- The accidental death benefit without reductions; and
- Your Social Security benefit.
The earnings used to compute this benefit will be at least:
- The full wage you would have earned in the highest grade-step of your position; or
- The wage that would have been payable to a police superior officer or a fire officer, if you were in the highest grade-step of a supervisory position.